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California Real Estate
Mortgage Services

Andrea Palacios 123 Main Street Santa Rosa, CA 95404

Phone: 707.237.6595Phone 2: 707.237.6895Cell 707.237.6896Fax: 707.237.6894

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Loan Process Tips and Tricks Faqs Glossary

Glossary

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Vacation Home
See second home.
VA Loan
Home loan guaranteed by the U.S. Veterans Administration, enabling a veteran to buy a home with no money down.
Variable Rate Mortgage
See Adjustable Rate Mortgage.
Verification of Deposit (VOD)
A document signed by the borrower's bank or other financial institution verifying the account balance and history.
Verification of Employment
A document signed by the borrower's employer verifying his/her starting date, job title, salary and probability of continued employment.